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NYC civil service job defense attorneysSo you have made it through several rounds of interviewing and you really hit it off with a prospective employer. You receive a job offer. Human Resources says if you pass the background check and drug screening, you will start working there within a few weeks. No problem: You do not do drugs and you have no criminal history. This should be a routine pass, right? But you do have one skeleton in your closet: a terrible credit report. The employer gets back to you and says the company cannot hire you because you did not pass the background check. You suspect it is due to your credit report, but are they even allowed to deny employment on the basis of poor credit? Actually, this scenario is against the law in New York, with some exceptions.

NYC Human Rights Law: Giving You the Credit You Deserve

Your credit report does not define you. You may have fallen on hard times—anything from dealing with an expensive, debilitating illness to managing extreme reductions in income or long-term unemployment— and failed to pay your bills. Or, you might have been married to someone who dragged your credit through the mud. You might have even had your identity stolen, and it has not been restored yet. The point is, any number of extenuating circumstances could have caused you to amass a disastrous credit report. That does not make you any lesser of a person. It does not mean that you are a horrible worker. It does not mean that you are untrustworthy. You could still do the job you are hired to do—maybe even better than most, regardless of your credit report. And that is why employers cannot consider it when making hiring, firing, and promoting decisions in New York.

The NYC Human Rights Law offers this legal protection. Specifically, the law states that:

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